Keith,Not to worry. Nicholas Retsinas was just interviewed by NPR reigadrng the housing bust. He reassured us all that:1. The housing bust will be mostly confined to the East and West coasts of the U.S.2. And besides, it will all be over by the fourth quarter of 2007.So, there is nothing to see here, move along, nothing to worry about, buy now, it's a great time to buy or sell a house, they aren't making any more land...you know the drill.Now, one more time: WHO paid for Nick's Joint Study report?LOL!!!

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