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					Financial and Insurance Certified Financial Planner
					
					 M. Joy Miller-Bell, CFP, LUTCF
					P. O. Box 577  4633 Lamar Road 
					Las Cruces, NM  88005-3558 
					(505) 526-9166; 524-8322 fax; 644-5351 cell 
					E-mail: joybell@bellinc.com 
					http://
					Our specialties: 
					 Personal, Business & Retirement Planning 
					Life, Health and Annuities 
					
					Securities Offered through 
AGF Sponsors, Inc. 110 16th Street
Denver, CO  (303) 626-0604
			
			
  
			Business Location: 
			
             
			 
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